Cofferly solutions overview
Our Programmes

Three Ways to Understand Your Relationship with Money

From a single half-day workshop to a full multi-week programme — each offering is a complete educational experience, accessible on its own.

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Our Approach

How We Structure Every Offering

1

Notice

Participants are guided to observe their own spending triggers and routine choices — often for the first time, with curiosity rather than judgment.

2

Explore

Using worksheets, group discussion, and simple experiments, participants test small shifts in routine and observe the effect on their own habits.

3

Reflect

Community sharing and personal reflection sessions help consolidate learning — so insights stick long after the session ends.

Behaviour and Money Workshop
Programme 01

Behaviour & Money Workshop

A focused half-day workshop for anyone curious about the everyday habits behind their spending and saving. Using simple experiments and guided reflection, participants explore the psychology of their routine money choices — in a relaxed, non-pressuring setting.

This is general education only, not a substitute for professional financial or personal advice. It's designed to spark curiosity and offer practical tools for self-reflection.

What's included:

  • Half-day group session (approx. 4 hours)
  • Guided spending habit experiments
  • Personal reflection worksheet pack
  • Small group (max 12 participants)
  • Light refreshments at our Melaka space
RM 490 Book a Spot
Programme 02

Habits Toolkit & Community

A self-paced bundle of habit worksheets, trackers, and access to a moderated community board where members share general experiences, observations, and the results of their own gentle experiments.

Designed for people who want to keep exploring after a workshop, or for those who prefer to start at their own pace without a structured group session. The community element is entirely optional — participate as much or as little as you like.

What's included:

  • 30+ printable and digital habit worksheets
  • Spending and saving habit trackers
  • Behaviour experiment prompt cards
  • Access to reflective community board
  • Monthly new material additions
RM 1,440 Get Access
Habits Toolkit and Community
Behaviour Literacy Programme
Programme 03

Behaviour Literacy Programme

A structured multi-week general-education programme for those who want to go deeper. Combining weekly group reflection sessions, written materials, and guided exercises, participants build a solid foundation in the everyday psychology of money habits and behaviour change.

A certificate of attendance is issued on completion — a formal record of participation in this general-education programme, suitable for personal development portfolios.

What's included:

  • Multi-week programme (typically 6–8 weeks)
  • Weekly 2-hour group reflection sessions
  • Full printed and digital materials set
  • Personalised reflection journal
  • Certificate of attendance on completion
RM 4,000 Enquire Now
Side by Side

Choosing the Right Programme

Not sure which one suits you? This comparison should help.

Feature Workshop
RM 490
Toolkit & Community
RM 1,440
Literacy Programme
RM 4,000
In-person group sessions
Habit worksheets & trackers
Community board access
Multi-week programme structure
Certificate of attendance
Self-paced (no fixed schedule)

Best for: Workshop

Those who want a taster — a single focused day to explore the concept before going further.

Best for: Toolkit

Independent learners who prefer flexibility — accessing resources and community in their own time.

Best for: Programme

Those who want a structured, supported multi-week journey with a group and a formal record of completion.

Across All Offerings

Standards Shared by Every Programme

General Education Only

Every offering is clearly scoped to general public education. No financial advice, no product recommendations, no regulated content of any kind.

Privacy by Default

What participants share stays within the group. Facilitators follow a clear confidentiality protocol and personal data is handled in line with Malaysian data protection standards.

Iterative Improvement

Participant feedback shapes each new cohort. Materials, prompts, and session flows are reviewed and updated regularly — we don't run the same thing twice without reflection.

No Commercial Bias

We earn nothing from product referrals or commissions. Every participant pays the same fixed programme fee — nothing more, nothing attached.

Inclusive Group Design

Sessions are designed to work for people from diverse income levels, educational backgrounds, and spending contexts — the content never assumes a particular lifestyle.

Transparent Documentation

Terms, refund policy, and scope of each programme are clearly documented. No hidden conditions — you know exactly what you're signing up for before you commit.

Pricing

Clear, Fixed Programme Fees

All prices in Malaysian Ringgit (RM). No hidden add-ons, no upsells, no subscriptions.

Behaviour & Money Workshop

RM 490

per person, one-time

  • Half-day session
  • Worksheet pack
  • Small group setting
  • Light refreshments
Book a Spot
Popular

Habits Toolkit & Community

RM 1,440

one-time access

  • 30+ worksheets & trackers
  • Experiment prompt cards
  • Community board access
  • Monthly new material
Get Access

Behaviour Literacy Programme

RM 4,000

per person, full programme

  • 6–8 week programme
  • Weekly group sessions
  • Full materials & journal
  • Certificate of attendance
Enquire Now

Still Deciding Which Programme Fits?

Send us a message and we'll have a no-pressure conversation about which offering makes the most sense for where you are right now.

Get in Touch